Volume of work on mortgages

This table shows the number of mortgage formalities filed and applications for mortgage certificates received. In order to be brought to the attention of all (to be enforceable against the third party), certain acts require the performance of special advertising: mortgage advertising. It can take three forms: 1) transcript: a full copy of the deed in the mortgage registers such as, for example, the deed of sale of an immovable; 2) Registration: a copy of an extract of the document such as the form of a mortgage registration; (3) the marginal statement: additional information mentioned on the sidelines of either an entry or a transcript, for example, in the case of a seizure on an immovable. These formalities, formerly carried out by manual copying, have been carried out since 2001 by scanning documents and since 1 April 2014 also by documents received electronically. The increase in the number of real estate transactions and write-offs leads to an increase in the number of transcripts, marginal mentions and mortgage certificate applications. A mortgage certificate gives the situation of immovable property. It mentions whether the property is the subject of a mortgage or foreclosure.