Financial risk mortgage debt; homeowners

This table contains data on the financial risk of homeowners by relating mortgage debt, housing value and income to each other. The results are broken down by characteristics such as household composition, main cost earner age, main source of income, and income and wealth groups. The table contains three key figures for the financial risk of ownership: — mortgage debt/residential value, — mortgage debt/gross income; and — mortgage debt/expensive income. The first ratio is also called loan-to-value (LTV), and the other two are known as loan-to-income ratios (LTI). Data available from: 2006. For the years 2006 to 2010, no income data are available. Status of the figures: The figures for 2006 to 2019 are final. The figures for 2020 are provisional. Changes as of 10 May 2022: None, this is a new table. When are new figures coming? New figures for 2021 will be available in autumn 2022.