Thresholds of wear

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Dataset information

Catalog

Thibaut SPRIET catalog

Country of origin

France

Updated

2026.04.05 03:24

Created

2024.08.08

Available languages

English

Keywords

taeg, seuil-de-lusure, taux-dinteret, usure, banques, legifrance, seuils-de-lusure

Datasource

Official portal for European data link

Quality scoring

Dataset description

The attrition rate corresponds to the maximum legal interest rate that credit institutions are allowed to charge when granting a loan; granting a usurious loan or helping to grant a usurious loan is an offence punishable by imprisonment. The wear rate is intended to protect borrowers. The Banque de France is in charge of the quarterly calculation of the wear rate, the calculation methods of which are defined by the Consumer Code. This dataset contains, on the one hand, all the links to all ministerial notices published in the Official Journal since 1 January 2005 determining the thresholds of wear and tear in force and, on the other hand, all these rates for consumer credits (also called "cash credits" in these texts)

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190K+

indexed dataset pages

countries and EU institutions

2019

API-first since

Free API quota

for evaluation and prototypes

SLA

history and push on production APIs

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